Fix: Venmo Won’t Let Me Add My Debit Card [2024]


A debit card is one of the most important things for modern people. If you don’t have a debit card, your life becomes really hard. 

In this blog, we will tell you about Venmo not letting you add your debit card.

We will also share solutions to problems that you may face when using Venmo.

So if Venmo won’t let you add your debit card, don’t worry, we have the solutions for you. Read on to learn more!

Fix: Venmo won’t let me add my debit card

If you’re having trouble adding your debit card to your Venmo account, there may be a problem. 

In some cases, Venmo may authorize the card after a period of time, or it may be easier to troubleshoot the issue by phone. 

Venmo doesn’t allow users to add more than four cards within six months of the previous one. Even if you try to delete the fourth card, Venmo won’t let you add a new one until six months have passed. 

If this isn’t the reason Venmo is preventing you from adding a card, it might be because banks don’t want their customers to have too much money on the app or because Venmo itself wants to keep its system secure.

If you’re completely stuck, reach out to Venmo customer service for assistance. They’re always happy to help out!

Read on the possible reasons behind the issue below.

Also read: Top 5 Fake Venmo Payment Generators

1. Reached Card Limit

It’s frustrating when Venmo won’t let you add your debit card – what do you do? If you’ve reached your debit card limit, the first thing to do is try turning off Venmo payment notifications. 

This way, you’ll still be able to make transactions, but you won’t be alerted in advance. If that doesn’t work, remove any unused cards from your account and add new ones that have available funds. 

If that still doesn’t solve the issue, reach out to Venmo support to change your PIN or set up a security code for transactions. If none of these solutions work, consider looking into another funding source like PayPal or Square Cash. 

It can be tough to switch to a new funding method, but it’s worth it in the end to avoid account closure.

Venmo does not allow users to add more than four cards in a six-month period. If a user tries to delete the fourth card and add another, he or she will be prevented from doing so for six months. 

This could be due to security concerns from the bank or Venmo itself; it is uncertain at this time which of these is responsible for this limitation.

Also see: Venmo Instant Transfer Fee Calculator

2. Lack of Funds in Your Account 

If you don’t have enough money in your linked bank account, Venmo may not allow you to add a debit card. This is because Venmo needs to be able to charge small verification amounts to the card, which requires sufficient funds.

To fix this, you’ll need to add money to your linked bank account so there is enough to cover the small verification charges. Depending on your bank, this can take 1-3 business days to fully reflect in your Venmo account balance.

Once the money is showing in your Venmo balance, try adding your debit card again. Venmo will make two small verification charges that should go through now that your account has funds.

If you continue having issues, contact Venmo support for assistance troubleshooting and adding your card. They may be able to override the verification charges if you explain the situation.

3. Your Card May Be Blocked

If your bank or card issuer has blocked transactions to Venmo, it will not allow you to add the card to your account. Banks and card companies often block payments to certain merchants for security purposes.

Contact your bank or card issuer to see if they have blocked payments to Venmo or specific transaction types like peer-to-peer payments. Ask them to remove the block so you can add the card to Venmo.

You may need to verify your identity or provide additional details to get the block lifted. The bank should be able to walk you through their specific process and requirements.

In some cases, you may need to add a different debit card that the bank has not blocked. Switching to a new card that works better with Venmo’s system can resolve the issue quickly.

If the bank won’t lift the block, you’ll need to use an alternative payment method with Venmo, such as linking your bank account or using a different debit card that is not blocked.

4. Server-Related Issues

Venmo relies on a network of servers to process transactions and communications. If there are issues with Venmo’s servers, it can prevent you from adding a new debit card. Server outages are rare but can happen.

First, check Venmo’s status page at to see if there are any known problems with their systems. If so, you’ll have to wait for Venmo to resolve the server issues before you can add your card.

You can also try adding your card using the Venmo mobile app, as it may connect to different servers than the website. If the app lets you add the card, it was likely a temporary website server glitch.

5. Billing Information Errors

If you’re having trouble adding your debit card to Venmo, there may be a problem with the billing information on your account. Check to make sure all of the necessary info is correct – this could include your name, address, and account number.

If everything looks good but Venmo still won’t let you add your card, try contacting customer service. If that doesn’t work, try contacting the bank that issued your debit card to fix any errors on their side.

Also see: Venmo Goods & Services Fee Calculator [2024] Seller Fees Calculator

Frequently Asked Questions

Problem adding debit card. Suggestions? : r/venmo

If you’re having problems adding your debit card to Venmo, it’s probably because your bank doesn’t have authorization from Venmo. In this case, you may need to reach out to customer support and explain the situation. 

If you added the card to Venmo but the problem persists, then one possible solution is to try uninstalling and reinstalling the app. 

However, if you’re using a credit card or another bank-sponsored debit card, then there may be additional steps involved in order for Venmo to process payments. 

For example, if you’re using a credit card, make sure that the card is linked with your bank account and that the card’s account has been updated with the correct bank account details.

Why is Venmo declining my debit card?

Venmo is a payment service that allows people to easily send and receive money with their friends. 

Unfortunately, debit cards are not accepted as a form of payment on Venmo. There are a few things you can do in order to workaround this issue: try using your credit card, inputting the account number manually, or transferring money through PayPal.

Is there anything I can do if Venmo won’t let me add my debit card to my account?

If you’re having trouble adding your debit card to Venmo, there are a few possible solutions. First, you can try contacting customer service and explaining the issue. 

They may be able to help you out by manually entering your bank account information or transferring money from another account onto your Venmo account. 

Alternatively, you may be able to add your debit card by connecting it through another app like Square Cash or PayPal. Both of these apps allow you to easily add your bank account information and make payments with your debit card.


If Venmo won’t let you add your debit card, there is probably one of five things going on. In this blog, we will outline each of these possibilities and provide tips on how to fix the problem. 

Make sure to bookmark this page and keep it handy, as you might encounter this issue during your next Venmo transaction. Thanks for reading!

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