Are you looking for a temporary card that can help you save money at the store? If so, then Chime may be the perfect option for you.
In this blog, we’ll introduce you to the Chime temporary card or Chime Virtual card and explain how to use it.
Additionally, we’ll cover how to access the Chime temporary card, where to use it, and some other useful tips.
For example, can you add money to a Temporary Chime Card? Can you use your temporary Chime Card at an ATM or store?
So read on to learn everything you need to know about the Chime temporary card.
What is a Chime Temporary Digital Card?
The Chime Temporary Card is a digital version of the Chime Debit card.
You can use it in place of your physical card while you wait for your permanent debit card to arrive.
When you open a new Chime Account or place a request for a replacement of a Chime Card, the physical debit card is mailed to you at the address you provided. Usually within 10 days.
The Chime Temporary Card, which is available immediately on the Chime Mobile app, allows you to easily access funds to use online or at stores.
A key point to note is that the Chime Temporary Digital Card can only be used where you don’t have a physical card present.
How to Use Chime Temporary Digital Card?
The Chime Virtual Card is generated immediately and reflected on the Chime App when you place a request for a new card. You don’t have to take any additional steps to request it.
To get Chime Virtual Card, follow the steps below:
1. Open Chime Mobile App.
2. Tap Settings.
3. Go to Personal information.
4. Tap View My Card listed under the Debit Card Settings.
5. Here, you will find the Chime Temporary Virtual Card details like Chime Card number, expiration date, and CVV details.
Now, you have successfully accessed Chime Virtual Card, let us now see how to use it.
Chime can be added to Apple Pay or Google Pay and used to make purchases at stores where the Chime Temporary Card works just like a normal debit card.
The Chime Temporary Card also works online on merchant apps or websites where it can be used just like a real card.
You can also add it as a payment method in Venmo and Cash App to pay with these apps.
Let us see how…
How to Use Chime Temporary Card at Store?
Chime users can add their Chime Temporary Card to Apple Pay or Google Pay to use their account funds at any retail shop that accepts payments using these payment wallets.
You can also link Chime Temporary Card in payment apps like Venmo or Cash App.
You can use your Chime funds to make payments at stores and at gas stations that accept Apple Pay, Google Pay, Venmo, and other electronic payment services.
Also see: How to use Apple Pay at Gas Station
Add Chime Temporary Digital Card to Apple Pay
Adding Chime temporary card to Apple Pay is really easy, and can be done in just a few simple steps.
1. In the iPhone Wallet app, tap Add button.
2. Tap on Debit or Credit Card.
3. Tap Continue.
4. Follow further instructions to add a new card. Verify your information with your bank or card issuer.
Can I transfer money with my Chime Temporary Card to another bank account?
You can transfer money from your Chime account to another bank by linking the bank account in the app itself or adding a temporary card to wallets like Apple Pay or Venmo, then transferring the funds from your Chime Card and cashing out to your other bank account.
Also see: Car Rentals That Accept Chime Cards
Can I load cash into Chime Temporary Card?
You cannot load cash directly through the Chime Temporary Card.
However, you can queue up your Chime card for a transfer from the Cash app (Venmo, Apple).
The fees involved may be higher using one of these options.
Can You Use Chime Temporary Card at ATMs?
The Chime Temporary Card cannot be used to withdraw money from an ATM. To withdraw money from an ATM, you will need a physical Chime Debit Card.
You can simply transfer your money from your Chime Temporary Card to any other physical debit card you have and later withdraw money from that card at ATMs.
Can You Use Chime Virtual Card Online?
You can add your Chime Virtual Card to your merchant app just as you would any other debit or credit card.
No issues at all.
Wrapping it up
Did you know that you can use Chime Temporary Card at various places such as stores, restaurants, and even ATMs?
Chime customers can use a virtual version of the Chime Debit Card called the Chime Temporary Card. The virtual card is used in place of a physical debit card when making purchases.
Note that it can only be used where the physical card has not been activated.
To use the Chime Temporary Card at a store, add it to your Apple Pay or Google Pay wallet. By doing this, you can use the funds in your Chime account at any retail shop that accepts payments using Apple Pay or Google Pay.
You can transfer the money from Chime to another bank by linking the bank account in the app itself. You can add a temporary card to your wallet like Apple Pay or Venmo, transfer funds from your Chime Card to this temporary card, and then cash out to your other bank instantaneously (with fees).
Furthermore, you cannot use a Chime Temporary Card at an ATM to withdraw money. To withdraw money from an ATM, you will need a physical Chime Debit Card.
Lastly, you can use your Chime Virtual Card in the merchant app by adding it to your account like a bank card.
We hope that this guide has helped you get a better understanding of how to use Chime Temporary Card and enjoy all the benefits that it has to offer!