Does Klarna Accept Chime in 2024? Everything You Need To Know


If you are looking to pay for a product or service with Chime, you may be wondering if Klarna accepts them. 

Well, the answer is a definite No! Chime is no longer working with Klarna.

In this post, we’ll give you all the information you need on if Klarna accepts Chime cards and which cards Klarna accepts. We’ll also tell you about the different banks that Klarna works with and how to add your Chime Credit Builder card to Klarna. 

So, read through this post to learn everything you need about Klarna and Chime!

Klarna does not accept Chime cards

Klarna is one of the famous buys now pay later services in the US, and it also has a presence in more than 15 countries. 

Klarna lets you buy what you want today, and pay for it in four easy installments. You can pay every two weeks (Pay in 4 plan), or make one single payment in 30 days (Pay in 30 days).

To repay Klarna for your purchases, you will need to link a bank account, debit, or credit card to the Klarna App. Klarna’s website says that they accept all major debit and credit cards (issued by Mastercard, Discover, VISA, and Maestro).

So it seems like a no-brainer for Chime users to link their Chime Card in Klarna.

However, Klarna does not accept Chime cards as a form of payment. Chime and Klarna do not work together. Users have reported difficulty when attempting to use Klarna with Chime, but you can link the Chime Credit Builder Card with Klarna.

Klarna does not accept Chime cards

Klarna no longer uses Chime cards to make purchases. If you have current purchases the payments will still come from those cards but you will need to use a new card to make any future transactions. You will see this error when trying to make a purchase and have a Chime card on your account.

Does Klarna accept Chime Credit Builder Card?

Does Klarna accept Chime Credit Builder Card

If you have a Chime Credit Builder Card, which is a secured credit card offered by Chime, you may be able to use Klarna. Many users have been able to use the card successfully with this payment method. 

This is because, since you can park the money in a Chime secured account, the chances of payment decline are lower.

How to Add a Chime Credit Builder Card in Klarna

If you’re looking for a way to get extra rewards and cash back, adding a Chime Credit Builder Card in Klarna is a great option. You can use it to pay for your online purchases, as well as in-store transactions. 

Plus, it’s easy to use and you’ll receive credit immediately after completing the purchase process. There are no annual fees or late payment penalties, so there’s no reason not to add this card to your wallet!

For adding Chime Credit Builder Card in Klarna, follow the steps below:

  1. Log in to the Klarna app.
  2. Go to Settings > Payment options
  3. Tap Add a card.
  4. Enter your Chime Credit Builder Card details and complete the on-screen instructions.

Which Cards Do Klarna Accepts

If you’re in the market for a payment provider, Klarna is a great option to consider. They accept a variety of cards, so you’re sure to find one that works for you. Plus, payments are processed immediately, so you won’t have to wait long for your money to arrive. 

Klarna currently accepts all major debit and credit cards (i.e. Mastercard or Visa): 


  • Apple pay is also an available payment option in the app.
  • Prepaid cards are not accepted. We accept all other major debit and credit cards.
  • Credit cards are not accepted for purchases made with the Klarna Card.

If you’d like to use Klarna with PayPal, be sure to check their website first as some cards may not be compatible. 

Chime also works with many other popular payment Apps, including Afterpay, Affirm, and Zip.

Klarna is a payment service that works with a variety of banks. So, no matter which one you choose, you’re sure to be able to use it to pay for your purchases and transfers.

Online. Overall, Klarna is a great choice for those looking for a fast and reliable European payment provider. 

Frequently Asked Questions

Chime is no longer working with Klarna

According to reports, Klarna no longer accepts Chime as a payment method. This means that if you’re using Chime to pay your bills or purchase goods online through Klarna, it may no longer be an option. 

Fortunately, there are many other payment options available that support Chime. If you’re unsure of which one to use, it might be a good idea to check out our list of the best credit card payment methods for online shopping.

Klarna Alternative that works with Chime?

Quadpay is a good alternative to Klarna Alternative which works with Chime.

Additionally, it has a fast processing time so you won’t have to wait long for your payments to go through. 

Before deciding, it’s important to compare all the different payment gateways and decide which one is best for you. Also, make sure to read up on each one so you know what the pros and cons of using them are.


Klarna does not accept Chime cards. However, you can add your Chime Credit Builder card in Klarna. Klarna accepts cards from banks such as Citi, HSBC, and ING. 

Additionally, Klarna supports credit builder cards which offer low-interest credit card loans.

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